Pinterest Challenge – Meatloaf & Potatoes

Here’s the thing about buying a 10 lb sack of potatoes. Turns out, it’s a whole lot of potatoes. I used maybe four on the Potato Pizza, which meant, I had a whole bag of potatoes left – and frugal Betsy isn’t about to let those puppies go to waste.

I’m going to warn you right now, this is an incredibly LONG blog post. So I’ll do a quick summary of things I learned tonight if you’re interested in just reading this – and then abandoning the page. I won’t blame you. No hard feelings. Here’s what I now know:

  • If a potato has a growth, it’s no big deal, you cut it off and then you eat it. It’s gross, but it’s true and apparently totally socially acceptable. 
  • Potatoes take FOREVER to cook.
  • Seriously, if you’re going to use a recipe with a whole lot of chopping – you should own a cutting board. And some suitable knives.
  • Having 7 people around to help chop/dice/measure/grind and whatever else you need makes the entire process go so much faster.
  • Actually, having 7 people around while doing anything is just more fun.

With my sack of potatoes, I started searching Pinterest for a creative way to use them. And, if I do say so myself, I think I settled on a pretty darn awesome way to fully use every part of the potato. Not only would we use the insides (how tradition) – but we were going to shake things up and use the skins too! Thanks to the amazing Pioneer Woman we had Potato Skins and then a lovely lady named Tracey got us to the Twice Baked Potato Casserole.

As much as I think a meal of potatoes might be perfectly reasonable, the rest of the world tells me I need to add a protein (overrated). Fine. So I added a tried and true Meatloaf Cupcake recipe. The original plan was to top them with mashed potatoes – call them mashed potato cupcakes and stick with the theme. But enough was enough. Two potato dishes was plenty. And these Meatloaf Muffins were delicious enough to stand on their own.

The overall plan was: Clean potatoes, throw potatoes in oven, make meatloaf, take potatoes out – cut & scoop out the inside, bake the skins, make the casserole and then finish the skins.

Amazing news: The plan worked. I might have started the potatoes a little earlier. Because they take an entire day to bake (not really, but they DO take an extremely large amount of time). But other than that, I actually felt like I had baking logistics down pat. That doesn’t just happen. Normally I’m the girl who can’t figure out to get eggs, bacon and toast all cooked and finished at the same time.

So I forgot to add the green onions and the sour cream. But I tell you what, cheese and bacon was plenty excellent!

So I forgot to add the green onions and the sour cream. But I tell you what, cheese and bacon was plenty excellent!

So start with the Potato Skins...

Ingredients

  • 8 whole Russet Potatoes (or 400 – whatever you have)
  • 4 Tablespoons Canola Oil
  • 2 Tablespoons Butter
  • Salt To Taste
  • 1-1/2 cup Grated Cheddar Cheese
  • 8 slices Thick Cut Peppered Bacon, Fried Until Almost Crisp And Chopped (or the cheap bacon, that worked too – and turns out – you can microwave bacon – 3 minutes, flip another two minutes and you’re good to go)
  • 2 whole Green Onions, Sliced
  • 1/2 cup Sour Cream

Preparation Instructions

Preheat oven to 400 degrees.

Scrub potatoes clean and allow them to dry (dry huh? well, missed that line, that explains a few things…). With a paper towel (or just with your hands) rub the skin of the potatoes with 2 tablespoons canola oil so that they’re nice and moist.

Place potatoes on a baking sheet and bake until skin is crisp and potatoes are tender, about 30 to 40 minutes. Remove the pan and allow to cool until you can handle the potatoes.

Cut potatoes in half lengthwise. Scoop out the insides (move to another bowl for your other and get ready to mash!), leaving a little bit of potato in the skins. Melt the butter with 2 tablespoons canola oil, then brush both the outside and the inside of the potatoes. Sprinkle the inside lightly with salt. Place potato halves face-down and return to the oven for 5 to 8 minutes. Using tongs (fingers, fork, spatula), turn the potatoes over and continue to bake until the edges of the potatoes start to turn golden brown.

Remove from oven. Sprinkle the insides of the potato skins with cheddar, then sprinkle on the chopped bacon. Return to the oven long enough for the cheese to melt, about 3 to 4 minutes.

It's like mashed potatoes. But it's better and it's covered in cheese and bacon. There's no losing here.

It’s like mashed potatoes. But it’s better and it’s covered in cheese and bacon. There’s no losing here.

Twice Baked Potato Casserole

2 lb russet potatoes, peeled and cut into 1-inch pieces (or all of the insides from the other potatoes)
2 tablespoons unsalted butter, at room temperature
2/3 cup milk (don’t use almond milk – just use extra butter, extra sour cream and you’re good to go!)
1/4 cup sour cream
1/4 cup nonfat Greek yogurt (or sour cream)
1/2 teaspoon salt
1/2 teaspoon garlic powder (I actually had fresh garlic, so we used that and it was amazing)
dash cayenne pepper
4 oz sharp cheddar cheese, shredded and divided
3 scallions, thinly sliced
4 slices bacon, cooked until crisp then crumbled

Preheat oven to 350 F. Spray a baking dish with nonstick cooking spray (I used a rectangular dish that’s about 11×7 inches).

Add the potatoes to a large saucepan and cover with cold water (don’t forget to salt the water) (um, or forget. that works fine too). Set over medium-high heat and bring to a boil. Cook the potatoes until fork tender then drain. Return the potatoes to the same pot and add the butter, milk, sour cream, Greek yogurt, salt, garlic powder, and cayenne. Use a hand mixer to beat the potatoes just until all of the ingredients have been incorporated and they’re light and fluffy (do not overbeat) (or use your hands… and a masher). Season to taste. Stir in about 3/4 of the cheese, the scallions, and the crumbled bacon until evenly distributed.

Transfer the potato mixture to the prepared dish. Sprinkle the reserved cheese over the top. Bake for 15-20 minutes, or until the cheese is melted and the potatoes warmed through. Garnish with additional scallions and bacon before serving.

Yum.

Yum. And fair warning – these suckers are a wee bit spicy. But good spicy. You’ll probably like it. 

And last but not least… Meatloaf Muffins!

Meat mixture:

  • ½ medium onion, finely chopped
  • 2 stalks celery, finely chopped
  • ½ green bell pepper, finely chopped
  • 2 medium carrots, peeled and finely chopped
  • 2 t. minced garlic
  • 2 t. crushed red pepper
  • 1 T. Italian seasonings
  • Salt & pepper to taste
  • 1 lb. 99% ground white turkey
  • 1 lb. 96% lean ground beef
  • 1 cup dry oats
  • 4 egg whites
  • ½ of a large can spaghetti sauce
  • 1 T. Balsamic vinegar

Awesome Sauce:

  • ½ of the spaghetti sauce from above
  • 3 T. Balsamic vinegar
  • 1 t. crushed red pepper (or more to taste)
  • ½ t. cayenne pepper
  • 1 T. Honey

1.     Turn the over to preheat at 375 degrees. Chop all the veggies (onion, celery, pepper, carrots) and put in large sauté pan with garlic, crushed red pepper, Italian seasonings and salt/pepper. Add ¼ cup water. Allow to boil at medium heat, stirring every several minutes until translucent, but not over cooked (takes about 5 minutes).

2.     In a large mixing bowl place meat, oats, egg whites, ½ of the can (1 cup) of spaghetti sauce and balsamic vinegar. Mix very lightly with your hands, but do not over-mix, meat could get tough. Add veggies and mix. Spray pan with non-stick Olive Oil spray, and separate evenly into muffin pans. Bake 17 minutes.

3.     While the loaf is in the oven, make the awesome sauce. Use the sauté pan from before: place all ingredients together and allow to boil, reduce heat to low to simmer; stirring occasionally until meat mixture is done. Pour evenly over meatloaf when it comes out of the oven.

I cropped out the bottle of Pam and dish soap from the bottom.

I cropped out the bottle of Pam and dish soap from the bottom. But the sour cream on the table stayed. Obviously.

It was great. All of it! The best part? The meatloaf muffins are great for freezing… and now I’ll be eating meatloaf for lunch and dinner the rest of the week! Win!

Okay, I lied, the best part might have actually been that all of these ladies came to cook, laugh, drink wine and share a meal with me. Seriously, how lucky am I?

Answer: totally lucky. And after a great meal, we all settled down and watched Pitch Perfect. Again. It may or may not have been the 4th time this week. But guess what, I still love it. How could you not? Singing, dancing, jokes all around. If you haven’t seen it, go watch it. Now. It’s excellent.

So if you’ve stuck through this terribly long post, I’d strongly encourage you to try out any and all of these tasty treats. Especially for a large group. Because it’s a whole lot of food! Plus, dining alone just isn’t as much fun!

Next week… I’m thinking Peanut Butter Chicken? Or Chili and Cinnamon Rolls. I know, I know, the anticipation is probably killing you. But, you’ll just have to practice some patience, you’ll know when I know…

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Real Life… I’m a Cat Lady

I had some friends in town this last weekend. It was delightful… but they made me realize something:

Having a cat litter box in your bedroom isn’t okay.

Of course, as good friends tend to be, they were right.

I’d been pulling the “I live in an apartment, where else do I put it excuse” – which – I still find mainly fair – but – I have a bathroom. And the litter box needs to go there. Plain and simple.

But here’s the thing, litter boxes aren’t pretty. I was sacrificing my bedroom corner (highly unseen) to allow my much more public bathroom to remain nice looking. But this could be no more, which is how the ‘Great Litter Box Solution Search of 2013’ started. I’d like to claim that I’m super inventive and thought of this idea all on my own… but really – I knew that surely there are other cat ladies out there that have DIY bones in their body and wanted to create some sort of nice looking surround for these unsightly boxes. And boy oh boy was I right. A few searches in Google later and I’d found something. Or about 2 million somethings. Apparently cat ladies have a lot of time to on their hands to browse the interwebs? Hmm… Interesting parallel… Anywho, Amazon had just about the purr-fect (I mean, come on, I couldn’t help it) option here – but it was $90. That’s ninety bones for something the cat uses as her toilet.

Not happening.

After consulting my DIY friend the southern gentleman from the dog park – we’ll just call him Mr. Southern Gentleman from here on out – he was absolutely sure that we could either 1) Build one or 2) Take a piece of furniture and convert it.

Excellent.

Also, he spoke of a glorious place here called the ReStore. Immediately a lunch outing was scheduled. Mr. Southern Gentleman, my other accomplice Water Boy* and I piled into the car and headed to the most amazing place. It was filled with reusable treasures… windows, glass, tile, carpet, wood… and these gems:

Well, if that doesn't look like the future amazing cat cabinet... I don't know what does. Espeically for ONLY $20!

Well, if that doesn’t look like the future amazing cat cabinet… I don’t know what does! Especially for ONLY twenty smackaroos (translation: $20)!

I just couldn't do the long dangle knobs on the current piece and these suckers were a whopping $.50 a piece.

I just couldn’t do the long dangle knobs on the current piece and these suckers were a whopping $.50 a piece.

Who else knew you could take a drawer, put some slats in it and call it a spice rack?! Genius boys. Genius.

Who knew you could take a drawer, put some slats in it and call it a spice rack?! Genius boys. Genius. Also, photo bomb provided by Water Boy. Thanks bro.

Okay, okay, so the spice rack was an accidental purchase. But it’s the best accidental $1 I’ve spent in a long long time. Plus, Jillian Michaels (my friend, not the actual person) will be SUPER proud when she visits next week, because now my spices will always face label out (organization win!).

And this is the story of how in the last week I’ve spent an excessive amount of time thinking about cat litter boxes… and why I think it’s fair that you can probably call me a cat lady and I shouldn’t be offended. Great news though, I officially have a new project on my hands. The real question – to paint it blue or white. Decisions decisions. Stay tuned friends. This is happening.

*In a sad sad tragedy, Water Boy became Water Boy before the blog was created. My new coworker was nice enough to agree to join me for some Christmas shopping errands (because who wants to go Christmas shopping alone?) and then we dined at Panera. Unbeknownst to him, I talk with my hands. And I’m a klutz. Poor guy didn’t know to move the GIANT water filled glass, full to the brim, from in front of me. He never saw it coming. Maybe five seconds after sitting down, I knock the entire glass of water down and all of the water goes rushing… right at him, his meal, and mainly his pants. The guy was soaked. And it was about 5 degrees outside. And his sandwich was soggy. And I couldn’t stop laughing. Because seriously Betsy, how are you going to make new friends when you’re just dumping water on them all of the time? Sigh. Good news, apparently our friendship didn’t suffer. And he still hangs out with me. But now he knows when I’m near to move any full glass from out of my reach… and his nickname will forever be Water Boy.

The REAL Jillian Michaels

I hope you can all tell CLEARLY that this is post workout...

I hope you can all tell CLEARLY that this is post workout…

I have the most amazing and incredible new friends. I say something like “Hey – I have this new Jillian Michael’s DVD workout thing… want to come over and try it with me?”

And they say yes.

And they show up.

And they sweat, pant, laugh and hurt with me.

My new friends of two months.

Basically, they are great.

Also great… this Jillian Michael’s DVD. Only ironic because yesterday I blogged about my friend Jillian Michael’s… but this the real Jillian Michael’s. Confusing. I know. I’m sorry.

At the suggestion of a tall wonderful drop dead smart blonde fit friend of mine – I bought this 30 Day Shred Video on my iTunes. It was $8.99 – which although might be slightly breaking the first goal of the month… sure beats a monthly gym membership and joining fee… Plus, it’s like three videos in one (Level 1, Level 2 and Level 3).

Basically – this is eight types of winning in one package.

  1. It’s a way to hang out with new friends.
  2. It’s a 20-30 minute commitment.
  3. You pick the time of day that works for you. Morning? Great! Evening? Perfect. It’s ready when you are.
  4. It’s on my iPad – I can be in my living room, my bedroom, a friend’s house, or travel with it.
  5. It’s basically 30 seconds of anything at one time. You hate it? Suck it up, you’ve got 18 seconds to go.
  6. Want to try it for free? Oh, YOU CAN because the first episode is on YouTube for free. Right here. Be ready to sweat.
  7. The abs of the ladies alone should inspire you.
  8. I HAVE SUCCEEDED IN GOAL NUMBER FOUR FOR JANUARY!

Last night was night one. You can ask me again tomorrow how sore I’m feeling… but I really really enjoyed it. It is like a mini boot camp. It’s EXACTLY what I was looking for. Oh the sweat! Oh the arm weights! Oh the abs! I’ve actually missed it and I’m so excited to get back into the swing of it.

Or maybe excited is a little too strong of a word? I’ll keep you posted…

Oh and if you’re in my new city – consider yourself invited over to Betsy’s Boot Camp… in her living room… with her 95 lb dog trying to help you with your ab workout (aka: licking your face and pawing at you)… There’s never a dull moment here, that’s for darn sure. But a free workout that’s fun? Well, that’s just something to smile about!

The Closet

There used to be a time in my life where a new gift card to Target would have been spent on a Will Smith CD, the SATC entire series DVD collection… or on clothing/accessories/makeup… Because yes, I DID buy all of those items with amazing gift cards gifts (best. purchases. ever!). I would have seen that gift card and jumped for joy over the endless possibilities on my want list. Especially considering that the incredible Neiman Marcus for Target line had just come out… Really, who doesn’t need a Diane von Furstenberg yoga mat? Or a nice Oscar de la Renta pet bowl?!

But this Christmas, I was more than just excited about the gift cards to Target. I was absolutely elated… because that meant I could FINALLY organize my bathroom closet!

Say what?!

Ladies and gentlemen, I was actually excited to buy storage containers. Yes, that might have thrown Old Betsy into some downward spiral of emotions that a clean closet was more important than a Tory Burch lunch box… but shockingly New Betsy doesn’t really care. New Betsy really wanted the storage containers. I blame my friend. This is all her fault.

When I moved into this apartment this friend, aka “Jillian Michael’s of moving,” was kind enough to climb in the UHaul and head across the country with me. She was like a whirlwind of unloading and organizing. To put it simply, she was amazing. When I wanted to throw something into the closet – she would calmly step in and suggest that I group like items together, or that maybe just maybe I’d want to actually fold the towels before shoving them in. So this is what we got, a combination of her futile effort and of my need to just take things out of the boxes.

Look! Folded towels! Like items together! Everyone wins!

Look! Folded towels! Like items together! Everyone wins!

Man oh man was I proud. Check that out. It’s clean. It’s organized and whatever my little ball of energy friend was spouting about was quite obviously crazy. But as I’ve been here and had extra time on my hands, I realized she was right. Having things organized means that you ::might:: actually see them and use them. Or, heaven forbid, when you needed a band-aid… you could FIND it – because you actually knew exactly where it was! Plus, that girl has the cleanest closets of anyone I’ve EVER seen… and let’s face it, when you see someone with a clean closet, you’re just impressed.

Armed with my gift cards, shelf measurements and a plan, I went to Target. Did part of me want to deviate from the plan and get that fabulous Lela Rose dress? Absolutely. But that got shot down as the realization hit that not only did I have zero places to wear that beautiful cocktail dress, but also because it just wasn’t practical. Did you read that correctly? Not practical. Oh man, New Betsy is officially a grown up.

After sizing up all potential baskets, shapes, colors and PRICES – I settled on black, wicker and right over $10 a basket. It took multiple Targets (really Target, only three of one style at a store?! Puh-lease.) – but I went home having used every dollar of my gift cards & Christmas cash – but not one cent more! #winning

I carefully laid out everything in my closet, sorted it all by function (hair, face, medical…) and then began to give each product a home… and this is what we ended up with:

Tears. The most beautiful closet of all times.

Tears. The most beautiful closet of all times.

Yes, you are encouraged to scroll up and then scroll back. Bam. Organized closet.

Am I bummed that the baskets on the ground don’t match? Sort of. But I already had those… and didn’t want to spend anything else on STORAGE BASKETS. That seemed a wee bit unnecessary. Plus, let’s just remind ourselves that this is all in a closet. In my bathroom. In my apartment that I’m in for another 4 months. Probably no need to have a panic attack about a couple of baskets that don’t match… probably…

You’d better believe that I immediately texted before and after pictures to everyone I know. Especially Miss Michael’s herself (my friend – not the real person – I’m not some crayzo!). And have I opened the closet to show everyone that’s set foot in my apartment since? You bet your bottom dollar! Do I still smile every time I open that door? Heck. Yes!

I’m just loving this organization thing. Knowing just where my nail polish is when I want to change color is just a glamorous feeling. Or having people stay over and being able to hand them a tub when they ask for your makeup… it’s fantastic. Highly recommend it.

Now go forth and organize!

 

New Years Resolutions

I love the idea of setting new years resolutions. Because really, it’s like making a task list – and boy oh boy do I love a good task list.

But here’s what I don’t love. A year? Really? So much can happen in a year to completely alter those goals – and I think it’s such a far away distance that you don’t really work to achieve them, they are easy to forget about, etc. If my boss walked into my cube and handed me five things to do ‘this year’ – I’m not that motivated to start right at this moment… but if he walks in my cube and says ‘these things need to be done this month’ – I’m going to get those suckers done.

Why don’t we all just set monthly goals for ourselves? That seems like a much more attainable, trackable, accountable idea. You can begin the month setting yourself up for what you want to get done and thirty days later (or less if you’re starting late – whoops) – reflect on how things went and adjust, as necessary, for the next month.

Here are the things I’m going to do in January. Please feel free to hold me accountable and ask me about it!

  1. Buy nothing month. I already blogged about it here. It’s going well, but that’s still a goal for the month!
  2. I need to get a new drivers license and license plates for my new state. I have 90 days from move date… and end of January will be the last of those days! It’s quite the process in this state. I’m sure you’ll be hearing about that adventure.
  3. I think I have about 100 thank you notes to write from Christmas. I am going to write these.
  4. It’s impossible to run here. There is no air and it’s all hills. Oh and secretly (or not so secretly if you’ve ever run with/near/around me) I hate running. Therefore, I must find a new means of exercise. And it needs to be indoors because it gets cold and it’s already dark by the time I leave work. And I miss my bootcamps. So I will take suggestions – because the elliptical gets old 😉
  5. Learn to cook one new meal a week each week of the month. I’ve got a new cookbook and Pinterest, these will be beautiful tools. Plus, a girl can only eat so much spaghetti!

With my mass amount of free time all of the ‘clean and organize my closet’ or ‘sort out and get rid of things you don’t need’ have already been accomplished. Bam. Take that! But I think these are five very do-able things that I have 27 days to accomplish. Bring it on January. I’ve got my eyes set on you…

Pinterest Challenge – Macho Nachos

photo 1

The ingredients!

Let’s face it, I love nachos. It’s a combination of all of my very favorite things… salt & carbs! Living in the sorority house in college we basically survived the weekends by eating microwave nachos for breakfast/lunch and dinner. Some chips, some shredded cheese and 30 seconds in the microwave – bam! – lunch was ready.But I kept hearing of these people who baked nachos… or broiled them? What? Foreign concept. Yes, I will accept that challenge and try it out. So to Pinterest I went… and I stumbled upon a recipe from Paula Deen. Seriously, if Paula Deen has a recipe for nachos, how do you NOT try them?

I present to you – Paula Deen’s Macho Nachos… with my edits… of course!

Ingredients (Serves 12): (I’m one person, so I adjusted)

  • 1   can refried beans (or a few scoops from one can)
  • 1   large bag white corn tortilla chips (as many as you think you can eat – stop – put some back, your stomach isn’t that big, don’t kid yourself)
  • 1   medium onion, chopped (how about just a slice or two? save the rest for the next batch!)
  • 1   can chili (recommended Hormel) or your favorite chili recipe (Hormel. Duh.)
  • 1 cup shredded Pepper Jack cheese (enough to cover all of the chips)
  • 1 cup shredded Cheddar cheese (ditto)
  • 1 cup sour cream (I strongly dislike sour cream, so that got the ax…)
  • 1 cup green onion, chopped (whatever tastes good and looks festive)
  • 1   tomato, diced (I love tomato, so this is perfect)
  • 1   jalapeno sliced (I used half and I’m a weenie so I threw out the seeds)

Directions:Seriously, chop it all up before hand because you're about to throw it all on in two shakes.

Have all ingredients prepared and ready to assemble nachos.

Pre-heat oven to 350 degrees.In a small saucepan on low microwave, heat refried beans (and chili) until they are loose enough to spoon onto nachos.  On a large oven proof platter (or cover a normal baking sheet with tin foil – saves on clean up!), spread out tortilla chips and quickly put a teaspoon of hot refried beans (and chili) on each chip.  Working quickly, sprinkle with onions, Jack cheese, and jalapeno slices.  Spoon on chili and top that with Cheddar cheese. Repeat this layering process until ingredients are used up. Place chips in the oven at 350 degrees until cheese has melted.  Remove from oven and place on a trivet or heatproof surface and set on stove. Then feel free to take tin foil off pan and place onto plate. Top nachos with sour cream, green onions, diced tomato and jalapeno slices and serve hot (Whoops! Who needs that step, I’d already thrown all of those ingredients on before baking!).

photo 4

Baking effort. Pretty good. WAY TO MUCH. Silly Betsy.

So here’s my review – they are good. They looked nice. But as it turns out – I wasn’t that wild about all of the stuff on my nachos and having them be a bit soggy.As any good chef would – I tried it again (did I mention I love nachos?). This time I used my leftover ingredients (sans chili – it really wasn’t that great) – and I heated up my beans to dip them instead (instead of putting them on the chips and making them soggy gross). AND I BROILED THE NACHOS.

Way better. There aren’t words better. And it is much easier and quicker than baking the nachos! Who knew?! You turn on the broiler, stick the pan in, let the cheese melt AND let the chips get browned… and then you take them out and eat them. Genius. Oh and did I mention this way the chips BROWN. Yum. High five. Yay broiler.

Broiled success! Look at the brown! Look at the beauty! Yummo!

Broiled success! Look at the brown! Look at the beauty! Yummo!

Overall – the recipe – even modified slightly – was a success! It’ll be a great way to make a quick snack item for people when they come over AND they look great!Next week, I vow to do something with potatoes as I have about 10 left in my bag and it feels wasteful not to use them…

8 Years Later

I did something crazy this weekend.

It’s something I’ve thought about doing ever since my college neighbor knocked on my door for the first time. It’s something I’ve wanted to do for more than 8 years. I’ve thought about it, always worried about what people would say and think – and I’ve talked myself out of it for eight years.

mike

Things to note: the monkey, Mike, Mike’s t-shirt and the studio art..

But this weekend, with the encouragement of a friend and a whole new mindset on life. I did it.

I pierced my nose.

pierced

A love affair eight years in the making…

Yup – goody-two-shoes, rule following, hair highlighting, Loft wearing, Coach carrying Betsy pierced her nose.

And I love it.

So much.

I think it’s a perfect way to kick off a new year, new adventures, new life stage and really new everything else.

So yes, I’m 27. I’m an adult. I’ve got a professional job. I follow the rules.

But now I do that all with a little extra bling!

And it makes me smile.

Oh and don’t worry budget savvy friends – not only was it a small $10 investment in a lifetime of happiness… but I spent it in December. Everyone wins!

Is there something you’ve been wanting to do for a while? What’s holding you back? Go get it! I may have been shaking like leaf, but it was so worth it. I can’t believe I didn’t do it years ago!

Buy-Nothing Month

Back in my former days working for a great online high yield savings account, I had the opportunity to help run a national campaign and meet some really wonderful people – all while learning tips of the trade about saving money.

Crazy concept. I know.

One of the people I was so fortunate to meet was the lovely Liz Pulliam Weston and one of her ideas struck me as insane. It was for the people who just spent money without thinking about where it went. Everyone knows how they are spending money… right?!

When I first started ‘banking’ I had a checkbook and every purchase I made was written down. You always had to think before you bought something, because you had to account for it in a register. But now, with debit cards and online banking it’s so much easier to lose a grasp on what you’re spending, as long as you still have money in your account at the end of the day. Tools like Mint.com will help you oversee where your money is going – how much you’re spending in various categories – but unless you’re actually logging in and looking, you’re not learning.

And truth be told, I’ve realized I have no idea where I spent my entire salary last year. Sure, there’s mortgage, taxes, insurance, gas bills, electric bills, trash bills, car payments… but then there should be some leftover plenty leftover… and I had zero leftover.

buynothingmonthSo I introduce to you… the Buy-Nothing Month. I’ll give props to Liz by letting you read about it though her newsletter or if extra reading isn’t your thing, you can watch a video about it here. (And yes, if you watch the rest of the PYFChallenge videos, you will find me in one very awesome call to entry video…)

Anyone else looking for a challenge in January? Feel like a kick-start to savings success (whoa that’s cheesy former bank writer Betsy coming back out)? Want an excuse to use up all of the food in your freezer and all of that extra store pile of shampoo? Or do you just want to find out how much extra you really COULD have at the end of the month?

I’m in. I’m sure you’ll all be hearing about it. It’ll be especially interesting since I have one ski trip planned (using Christmas money) and a friend coming into town (outlet malls anyone?). But I’ll be planning on bringing my meals into work, not buying non-necessity items (even at the outlet mall), and will focus on being a budgeting genius. See you later drive through dinner. Adios random new nail polish from Target. Get gone you unnecessary coffee purchase.

Getting a handle on what I need versus what I want sounds like a brilliant idea. Let’s get creative in how I solve problems instead of just spending money to fix something. Then I’d like to say that I’d deposit the extra money at FNBO Direct – the  amazing wonderful awesome high yield savings account with a 3.50% APY as my blurb from Ms. Weston states… but sadly… the days of 3.50% are long gone. I’ll just have to settle for a 0.65%. It’s almost the same. Waa waa.

My Favorite Word

My Favorite WordJoy.

It’s my middle name. It’s my favorite feeling. And it’s said to be the emotion my mother felt when I was born.

There’s two times of the year that I feel this emotion so much more than any other: My birthday… and Jesus’s Birthday.

I adore Christmas. I love the reminder of God’s love. I love the decorations. I love Nativity sets. I love that the word ‘Joy’ is everywhere. I love that it’s an excuse to see family and friends.

AND I LOVE PRESENTS. Both giving and receiving. Seriously, what a JOYFUL season.

And reflecting on this incredibly joyful season on the way home, I realized that all in all, it was actually an incredibly joy filled 2012. And here’s what caused it…

  • My incredibly supportive friends. The ones that laughed with me in the highs and cried with me in the lows. The ones that shared a meal with me. The ones that listened to me gush about a new boy. The ones that chuckled as I realized I was maybe a wee bit lactose intolerant. The ones that listened as I debated about moving across the country. The ones that told me to follow God’s path for my life. The ones that encouraged me to pray when I was unsure. The ones that packed a UHaul. The ones that brought coffee and treats for the trip. The one that helped me move and settle in my new home. And the new ones that have taken me under their wing and showed me around my new town.
  • Netflix and HuluPlus. I get it. Some of you are early adaptors. You’re so cool. I wasn’t. But for someone without cable for the past 3 years… I must say… those are both pretty amazing and can bring a ridiculous amount of joy.
  • My family. I love them fiercely. We may not be perfect, we absolutely have our moments, but their outpouring of love through change this year has been astounding. We had some crappy family stuff this year, but seeing my families band together was truly amazing. We invited someone new to our family meal table.  We kicked brest cancer in the a$$. And when I called sobbing because my checking account was overdrawn, my brothers were there to bridge the gap. I am so joyful for each and single member and so blessed to be a part of such a strong clan.
  • My house. Sure, it’s not in this town. But I spent 5/6th’s of my year there. I love that house. Pulling up in the driveway brings me joy. So does the fact that it’s now housing people who needed it.
  • My new job. Waking up and being excited to go to work is such a blessing. My coworkers are incredible lovers of the Lord and have inspired me in so many ways. My boss it great. My boss’s boss is great. Every day brings a new level of joy at work.
  • My apartment. Downsizing is possible everyone and guess what? It can be joyous. It’s prompted a whole new level of frugality. Do you need 400 t-shirts? Do you need 8 sets of bedding? How many bottles of shampoo can you possibly use in one years time? No use in storing earthy treasures.  Yesterday, when I pulled up to unload everything from my trip home – some guy was cleaning his truck and blaring Jock Jams from the speaker while another (older) gentleman was yelling at him from the third floor to turn it down. Guess what? That sort of thing doesn’t happen in my old neighborhood. And I loved it. Joy. In. My. Heart.
  • My special friend. It may be a year later, but I’m still getting introduced as his special friend. He makes me laugh, allows me to be fiercely independent, drives me insane and then puts up with my crazy. He’s great. And very private. So that’s that.
  • Beyoncé. I’ve listened to her music on repeat for hours on end while driving back and forth between states. Yes I’m singing at the top of my lungs. It keeps me awake at 5am. For that I’m both thankful… and gets her on the joy list.

And so many other things that seem trivial but make this year incredible. The concerts, the board meetings, the shopping trips, the road trips, and the adventures.  I have a roof over my head, food on the table and plenty of clean water to drink. What a lucky girl.

So to that – I’d say it was an abundantly blessed and joy filled year. I can only pray that 2013 will be half as wonderful, as incredible, as blessed and as joyous.

Living with Brothers

My family is classier than your family. Hands down.

I have four brothers and I love each and every single one of them fiercely. We’re silly. We’re loud. We sit on each other. And, if I do say so myself, we’re awesome.

I go home for holidays and get so excited that we’ll all be together again.

I love them. I loved living with them. Boys are great.

And every time I get home, I think, “My goodness, I wished we lived together again. Living with boys is too darn easy. They are great.”

 

And then I sit down and fall into the toilet because the toilet seat is up.

And I remember how great living alone is.

(If you don’t have brothers – I’m sad for you on so many levels – also, please ignore this post. Or if you have well-trained brothers that put the toilet seat down – I don’t understand your life – also, you too can please ignore this post.)